Coming soon in Spain · Early access waitlist

You are off on a trip. Nobody has to front
the money.

Dinner, the taxi, the apartment: everyone pays their share instantly, from their own card.

What would you use coro for?

A €25.00 dinner split in half: each person pays €12.50 + €0.68 fee = €13.18. Cards are stored by Stripe, never by coro.

Joining is free. Unsubscribe in one click.

Four friends share tapas at a terrace at night; one taps the coral coro card on the card reader
Example: dinner for 4 costing €50.00. Aitana, Dani and the other two are each charged €13.18 on the spot.

The problem

Friday, dinner for four: €124. Ana pays.

Then the weekend goes by waiting for three Bizums. Someone always fronts the money and someone has to chase. Bizum says it itself: “With Bizum one person pays and the rest send them their share”.

Source: Bizum, “Enviar y recibir dinero” (Spanish)

A young woman waits alone at the bar table, looking at her phone
  1. Someone always fronts

    One person puts their card down and waits to get it back.

  2. Someone has to chase

    Reminders, screenshots, “have you sent it yet?”.

  3. Apps note it down for later

    They track who owes whom. The money moves later.

Split costs with friends, without fronting or chasing anyone

  • Nobody fronts.

    Each share comes out of each person’s card at the moment you pay. Nobody puts down €124 and waits to get it back.

  • Nobody chases anybody.

    No reminders, no Bizum screenshots, no “have you sent it yet?”. The split happens when you pay.

  • Nothing to settle afterwards.

    When the trip ends, you are already square. No pending balances to sort out.

  • The split you agree on.

    50/50, 60/40 or whatever you agree before the next purchase, and you can change it later. If you add a tip or the hotel changes the amount, every share is recalculated on its own.

  • The group is in control.

    Limits per purchase, day or month, freeze the card instantly and safety switches the group decides on. Every purchase with its receipt in the history.

Nobody fronts. Nobody chases anybody. Nothing to settle afterwards.

How it works

  1. Create the group.

    Invite your friends and agree on the split before anyone pays.

  2. Link your card once.

    Each member links their own bank card; that is where their share is charged. The group card only switches on once everyone has linked theirs.

  3. Pay, and everyone pays their share instantly.

    Whoever pays uses the group card and each person’s share is charged right then. If a card fails, the purchase is declined: nobody ends up paying for someone else.

Two ways to spend as a group, all in one place

Card

With the group card

You pay with the coro card and each share is charged instantly to each person’s own card.

A €25.00 dinner split in half: €13.18 each, fee included.

Cost
3% + €0.30 on each person’s share
Fronted

Fronted payments

What someone already paid on their own: cash, a Bizum or their own card. You add it by hand, coro splits it and tracks who owes whom. The debt is closed with Settle.

Example in the app: “You owe Isaura €15.00”, with the Settle button.

Isaura pays €30.00 for petrol in cash and adds it split in half. When you pay her back, you tap Settle.

Cost
Free

One shared card for the trip, the flat or the couple

  • Dinners
  • Trips
  • Groceries
  • Flat
  • Taxis
  • Gigs

You and your group are in control

  • Cards stored by Stripe. The cards you link are stored by Stripe, never by coro.

  • Limits. Per purchase, per day or per month.

  • Freeze the card. Instantly, from the app.

  • Safety switches. The group decides on them.

  • Agreed split. For the next purchase, for example 60/40, and you can change it later.

  • Automatic recalculation. If the merchant changes the amount, every share is recalculated on its own.

  • History and receipts. Every purchase, with its receipt.

  • If a card fails, the purchase is declined. Nobody pays for someone else.

Three friends laugh looking at a phone on the sofa

Examples from the app: a 60% Lucía and 40% Dani split for the next purchase, a switch to freeze the card and a limit per purchase of €150.00.

  • Built with Stripe
  • ~1,300 automated tests
  • Tested end to end in Stripe’s test environment

coro is not available yet: it runs in Stripe’s test environment.

What it costs, no small print

Joining is free. When coro is available:

Purchases with the group card
3% + €0.30 on each person’s share
Fronted payments (cash, Bizum, your card)
Free
Example

€25.00 dinner, split in half

Your share
€12.50
Fee (3% + €0.30)
€0.68
You pay
€13.18

The fee is rounded to the cent per person.

Frequently asked questions

Anything else? Write to us at hola@corosplit.com

How much does it cost?

Joining the waitlist is free. When coro is available, every purchase with the group card costs 3% + €0.30 on each person’s share. Example: a €25.00 dinner split in half is €12.50 + €0.68 fee = €13.18 each. The fee is rounded to the cent per person. Fronted payments (cash, Bizum or payments with your own card that you add by hand) are free.

Is it safe?

The cards you link are stored by Stripe, never by coro: we do not store your card details. On top of that, the group can set limits per purchase, day or month, freeze the card instantly and turn on safety switches. No payment system is infallible, which is why we give you these controls.

What happens if someone’s card fails?

The purchase is declined. If one person’s share cannot be charged, nobody’s is, so nobody ends up paying for someone else.

What if we do not split equally?

Agree on the split before the next purchase, for example 60/40, and it will be charged that way. You can also change it later. If the merchant changes the amount (a tip, a hotel adjustment), every share is recalculated on its own.

What if someone pays in cash or with Bizum?

That is a fronted payment, and it is free. You add it by hand and coro splits it: if Isaura pays €30.00 for petrol split in half, you will see “You owe Isaura €15.00”. When you pay her back, you tap Settle. That way all the group’s money is in one place.

Which cards and banks work?

You link your own debit or credit card. Before launch we will confirm which cards are accepted and tell you by email.

When does coro launch?

There is no date yet. coro already works end to end in Stripe’s test environment. Before opening it to the public, the legal review and the agreement with a card issuer still need to be completed. People on the list get in first.

Bizum is already free. Why would I want coro?

Bizum is very handy for sending money, but someone has to pay first. Bizum says it itself: “With Bizum one person pays and the rest send them their share”. With coro nobody fronts: each share is charged at the moment you pay. If in your group nobody ever fronts or chases anybody, maybe you do not need coro.

How is it different from Splitwise or Tricount?

Splitwise and Tricount track who owes whom, and the money moves later. coro charges each person’s share when you pay, so there is nothing left to settle.

Is coro a bank? Is it legal?

coro is not a bank. We are completing the legal review with a lawyer specialised in payments and working with an authorised card issuer. We will not launch until everything is in order.

Do I have to change banks?

No. You link your own debit or credit card and stay with the bank you already have.

What do you do with my data if I sign up?

We only use it to tell you about the launch and to know which groups to prepare coro for first. We do not sell or share it. You can unsubscribe in one click from any email.

Join and bring your group

Places open group by group. When you confirm your email we will give you a link to invite your people.

What would you use coro for?

A €25.00 dinner split in half: each person pays €12.50 + €0.68 fee = €13.18. Cards are stored by Stripe, never by coro.

Joining is free. Unsubscribe in one click.